Our Fractional MLRO and CCO service delivers the full remit of the mandatory AFC function, ensuring your compliance is not only complete but strategically managed.

The appointed officer takes immediate responsibility for Programme Governance, diligently reviewing, maintaining, and executing the firm’s overarching AML/CFT Programme and internal policies to align with the latest regulatory mandates. Simultaneously, they oversee Risk Assessment Management, ensuring the mandatory Business Risk Assessment and Customer Risk Ratings (CRR) are continuously monitored and updated, as well as AML Training for staff. This is not a static process; it requires dynamic adjustments based on transactional patterns and global shifts, which our experts provide.

Crucially, the officer serves as the primary Regulatory Liaison, managing direct communication and relationship building with supervisory authorities and internal audit functions, which is vital for smooth inspections and inquiries. They bear the ultimate responsibility for Suspicious Activity Reporting, overseeing and formally approving all Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs) for submission via the GoAML platform. This function—the nexus of compliance accountability—is managed with expert precision to protect the firm from potential regulatory sanctions.